One realistic way to get out of debt is to pay close attention to the language you are using.

I wrote a little book DEBT OR ALIVE: How To Get Out Of Debt And Feel Abundantly Alive
http://www.debt-or-alive.com/

It’s a simple book, but I do think that the solution you are looking starts with a few simple ideas about who you are, what money is, and your relationship to money.

The basic point of that book is that when you begin with “debt” it is very difficult to get out of debt. The real solution to debt is to start with a different perspective. Instead of trying to get out of debt, start with a vision of your life as financially free.

This is all related to the way our minds work. If you keep telling yourself that you want to get out of debt, you are simply repeating to yourself that you are in debt.

It also means that you are oriented to the problem rather than your real goal.

All the best,
Kalinda